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Accidents happen everyday across the state of California and the rest of the Nation. These accidents cause millions of injuries that vary from soft tissue, to broken bones, and even to traumatic brain and spinal cord injuries.

California is a comparative negligence state.  That means when an accident occurs, one party may be completely negligent and at fault or multiple parties may hold some degree of negligence for the accident.  Common forms of negligence are driving under the influence, texting, speeding, engaging in distracting activities while driving, failing to wear glasses when your license class for it while driving, and so on.

If a car accident takes place, the innocent party is entitled to to compensation from the liable party. This includes car repairs and loss of use of the vehicle, medical bills, pain and suffering, lost wages, and more. Dealing with the insurance company to get what you fully deserve may be more of an ordeal than you think.  They are not on your side and their goal is to settle your case for as little as possible.

At Hamoui Law, our expert car accident attorney knows all the insurance company tricks and is well prepared to handle your case from A to Z so you can focus on your recovery while we make sure to earn the maximum compensation that you deserve. We are ready, willing, and able to go to trial if that is what it takes to ensure our clients get the full compensation they are entitled to. Give us a call at (323) 263-9333 or email us at to set up a free consultation with our expert car accident attorneys today.

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What to do if you are involved in a car accident?

Car accidents happen in a flash and can leave those involved in a daze. The last thing you need is to add insult to injury by jeopardizing your case because of making a panicked decision after your car accident. It is important to stay clam and follow these basic steps to protect your rights and put yourself in the best position to get the maximum compensation for the trauma that ensues after a car accident. 

Gather Evidence

Evidence from the accident scene can be used to determine who is at fault and ensure your compensation is coming from the liable party. Exchanging the names, addresses, phone numbers, driver's license numbers, and insurance information of all parties involved in the car accident is important.  If possible, get the names, address, and phone numbers of any witnesses who saw the accident.  This information can be obtained very quickly, especially if you snap a picture of the driver's license, and insurance information with your phone.  While your phone is out, do not forget to take pictures of the vehicles and the surrounding scene of the accident.

Obtain a Police Report

A police report can be a crucial piece of evidence a little later in your case.  Police reports may contain a determination of liability and sometimes the police report is the difference between having a winning case or not.  Thus, it is important to call the police to the scene of the accident.

NEVER Admit Fault

It is important to never admit fault. Allow a professional to examine the facts of the accident and determine who is liable because  California is a comparative fault state. This means parties involved in an accident can both have different degrees of fault in an accident. Thus, it is important to know allow a professional to advise how at fault you may be, if at all. 

Dont Hesitate to Get Medical Help

Injuries from a car accident do not always set in right away and the adrenalin of the event may have you feeling like your injuries are minor or even nonexistent.  Soft tissue injuries that may result from a car accident can take hours, days, or even weeks before they set in.  It is very important to get a professional doctors opinion regarding the true injuries as a result from your car accident. 

Contact an Expert California Bar Certified Car Accident Attorney

An attorney has the know how to deal with the insurance company to ensure you get maximum compensation regarding your car accident.  A car accident attorney will handle your case from A-Z so you can focus on getting your life back on track. Put your case in the hands of an expert car accident attorney and increase your chances of getting the best outcome possible.

Quick California Car Accident Coverage Facts
  • The minimum Bodily Injury ("BI") Liability Coverage required by law in California is $15,000.00 per person and up to $30,000.00 per accident.

    • This means the insurance company will cover up to $15,000.00 per injured person in a car accident or up to $30,000.00 for multiple injured passengers in the vehicle per car accident.  Please note this is the minimum coverage and the more coverage you have, the more protection you have against catastrophic injuries in a car accident.​

  • The minimum Uninsured/Underinsured ("UM/UIM") Liability Coverage in California is $15,000.00 per person and up to $30,000.00 per accident.

    • This coverage is NOT required by California law and the consumer may waive out of this. This coverage is used if a car accident occurs and the at-fault party does not have sufficient insurance or no insurance to coverage for the damage they caused. Will have to sign a waiver with your insurance provider if you choose to opt out of this coverage.

  • The minimum Property Damage ("PD") Liability Coverage required by law in California is $5,000.00.

    • Typically this is used toward the repair of the innocent ​party's vehicle.

  • The minimum Uninsured Motorist Property Damage ("UMPD") Coverage in California is $3,500.

    • Similar to the UM/UIM coverage, this is NOT required by California law. Further, it is not necessary to carry this coverage if you already have collision coverage. However, UMPD coverage is used when the identified at-fault driver is uninsured.​

  • Collision Coverage will be triggered when your vehicle is involved in a car accident with any tangible object. It is very likely that your deductible will be applied when tapping into your collision coverage. Please note this is NOT required by California law.

  • Deductible Waiver is an option that typically can be purchased with collision coverage and it will be triggered if an uninsured driver causes a car accident with your vehicle. This waiver will allow you to avoid paying the deducible when applying your collision coverage to repair your vehicle. 

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